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Cookie policy

At only-fwb, we believe in open and clear communication about how we collect and process your data. This page is intended to inform you about how we use cookies and explain how you can manage them.

Already know all about cookies and just want to adjust your settings? No problem. Click Cookie Settings to adjust the website's cookie settings, or go to the account settings in your app to adjust your privacy preferences.

Want to know more about cookies and how we use them? We're happy to explain! Read on.

Note: This Cookie Policy does not cover how we handle your personal information beyond our use of cookies. To learn more about how we process your personal data, please read our Privacy Policy here.

What are cookies?

Cookies are small text files sent to or accessed by your web browser or device's memory. A cookie typically contains the name of the domain (internet location) from which the cookie originated, the "lifetime" of the cookie (i.e., when it expires), and a randomly generated unique number or similar identifier. A cookie may also contain information about your device, such as user settings, browsing history, and activities performed using our services.

Are there different types of cookies?

First-party en third-party cookies

There are "first-party" and "third-party" cookies. First-party cookies are placed directly on your device by us. For example, we use first-party cookies to tailor our website to your browser's language preferences and to better understand your use of our website. Third-party cookies are placed on your device by our partners and service providers. You can learn more about these partners and service providers in our website and in-app consent management tools. For details about these tools, see "How can you manage cookies?" below.

Session and persistent cookies

There are session cookies and persistent cookies. Session cookies disappear once you close your browser. We use session cookies for a variety of reasons, including to understand how you use our website during a single browsing session and to help you use our website more efficiently. Persistent cookies have a longer lifespan and last beyond the current session. These types of cookies may be used to quickly log you back into our website, for analytics, and for other reasons described below.

What about other tracking technologies, like web beacons and SDKs?

Other technologies like web beacons (also called pixel tags or clear gifs), tracking URLs, or software development kits (SDKs) are used for similar purposes to cookies. Web beacons are small graphics files that contain a unique identifier that allow us to understand when someone has visited our service or opened an email we have sent them. Tracking URLs are custom-generated links that help us understand where traffic to our web pages comes from. SDKs are small pieces of code within applications that function like cookies and web beacons.

For simplicity, we also refer to these technologies as “cookies” in this cookie policy.

What do we use cookies for?

Like other online service providers, we use cookies to provide, secure, and improve our services, including by remembering your preferences, recognizing you when you visit our website, measuring the success of our marketing campaigns, and tailoring and personalizing advertising to your interests. To achieve these goals, we may also link information from cookies to other personal information we hold about you.

When you use our services, some or all of the following types of cookies may be placed on your device.

Type of cookie Description
Essential cookies These cookies are strictly necessary to provide you with our services, for example to enable you to log in, remember your preferences, and protect you by detecting malicious activity.
Analytical cookies These cookies help us understand how our services are being used and help us customize and improve our services for you.
Advertising and marketing cookies These cookies are used to determine how effective our marketing campaigns are and to make the ads you see more relevant to you. They perform various functions, like helping us understand how much traffic our marketing campaigns drive to our services, preventing the same ad from continuously reappearing, ensuring proper ad display for advertisers, selecting ads that are relevant to you, and measuring the number of ads shown and their results, such as how many people interacted with a particular ad.
Social network cookies These cookies are used to enable you to share pages and content from our services that you find interesting through third-party social networking and other websites or services. These cookies may also be used for advertising purposes.
How can you manage cookies?

You have several options available to manage cookies. Please be aware that changing your cookie preferences may result in a less pleasant experience using our services, as they may be less personalized. In some cases, you may even find that you are unable to use all or part of our services.

Tools we provide

You can set and adjust your cookie preferences at any time using the Cookie Settings tool or by going to the account settings in your app and adjusting your cookie preferences there.

Browser and device controls

Some web browsers offer settings that allow you to manage or reject cookies, or to alert you when a cookie is being placed on your computer. The process for managing cookies varies for each internet browser. You can find the specific steps in your browser's help menu.

You may also be able to reset device identifiers or opt out of the collection or processing of identifiers by using the appropriate setting on your mobile device. The procedures for managing identifiers vary by device. You can find the specific steps in your device's help or settings menu.

Interest-based advertising tools

Advertising companies may participate in self-regulatory programs that allow you to opt out of interest-based advertising targeting them. For more information, please visit the following websites: Digital Advertising Alliance; Interactive Digital Advertising Alliance; Appchoices (apps only).

Opting out doesn't mean you'll no longer see ads. It does mean you'll no longer see personalized ads from companies participating in opt-out programs. If you delete cookies on your device after opting out, you'll need to opt out again.